Saturday, August 2, 2014

August Budget

There will be no recap of July. I spent way more on my vacation then I planned and it's messed up things.

So I'm not sure how I'm going to break down my August budget yet. I still haven't decided whether to put the money I've been putting towards Credit Card #1 yet.

The smart thing would be to put it towards Credit Card #2 to get rid of the interest I'm paying but part of me wants to get rid of Student Loan #2 because that would be gone in like 3 months.

Decisions.

Actually I'm going to post a partial budget.




Notes

  1. Rent is off again because of submitting a claim for a massage ($110). One day it might actually reflect the amount I pay.
  2. Upped the amount I'm paying on Credit Card #2. This might increase or I might put it to Student Loan #2. Will decide on my first cheque of the month.
Goals for August
  1. Be mindful of what I'm putting into my body. Try to be aware of what I'm eating and drinking. I'm working hard to make sure it's healthy and not loaded with sugar. I'm not going to deny myself but I do want to cut back on crap food. As part of this I want to be consistent with taking lunches to work.
  2. To do stretching/yoga on a daily basis.
  3. No spend month. Aside from my $50 a paycheque. That I'll use to pay for anything. The goal is not to put anything on the credit cards for the month (aside from my cell phone). I was way to spendy with Credit Card #2 while on vacation.

Friday, August 1, 2014

It's Friday! The I Have to Work Version

Yep. I'm working today, tomorrow and Sunday. I was supposed to have Sunday and Monday off but due to a coworker being sucky I'm now working Sunday. I'm okay with the extra hours which will help offset the time I took off. What I'm not okay with is the fact that she knew she wouldn't be able to work on Sunday back in July BEFORE I went on holidays but left it until now. So yeah not really impressed.

Low of my week see above.

High of my week successfully canning for the first time! We brought back peaches and I now have 12 pints of peaches canned.

Best money spent on two lunches. Got busy with other stuff.

Weekend plans working and hopefully going to Guardians of the Galaxy.

Friday, July 18, 2014

It's Friday! Vacation Time

It's official! I'm on vacation until the 27th!!!
Might not be any posts next week because VACATION!
I'm just a little excited.

Low of the week the haze in the air from forest fires.

High of the week paying off Credit card #1!

Best money I spent $45 on a new pillow. Sleeping well is so worth it.

Weekend plans a family reunion on Saturday and then off on our trip!

How was your week?

Wednesday, July 16, 2014

Time to Celebrate!

Oh yes. It's time to celebrate! Why?

Credit card #1 is now paid off. I sent the payment just a few minutes ago. In the next day or two it'll be showing on the card itself!

*does the dance of joy* (https://www.youtube.com/watch?v=GfPg5LjGYz8)

While I'm happy for that I'm now more impatient to pay off other items.

My savings has enough in it that I could almost pay off Student loan #2.

While that would be nice then I'd have no savings. So I'm going to sit on my hands and leave the money in its accounts to earn some interest.

I'm also considering paying off Student loan #2 and then working on Credit card #2. While I know this is not good interest wise I'd like to get another debt gone.

I'm thinking I'd take most of what I'm paying and apply it to the loan but take some and up the amount on Credit card #2.

I haven't decided yet and that's okay. I've got some time to figure it out.

Have you hit any milestones lately?

Friday, July 11, 2014

It's Friday! S'up?

It's Friday! Still hotter than heck here. I'd be excited about the weekend but I'm starting work at 6am on Saturday and Sunday. I'm more excited for Monday and Tuesday my days off. Tuesday especially as I have a massage booked!

Let's get to it shall we?

Low of the week didn't really have one! Yay!

High of the week getting my iPad mini in the mail on Monday. I got this for opening an account with my now bank. Dinner with some girlfriends Monday Night.

Best money I spent $23.42 for a cover for my iPad mini from Amazon. That includes the shipping costs.

Plans for the weekend work, scanning the last two cookbooks and possibly hanging with my best friend.

Tell me about your week or weekend plans.

Tuesday, July 8, 2014

Practice Investment Account Update

So I looked at my account and it's down a bit.

I can live with that. The goal is to get comfortable with fluctuations and as much as I want it to go up I know this is normal.

Added a sidebar with the current value of my account. I'm thinking of updating it either once a week or bi-weekly. Not sure yet.

Friday, July 4, 2014

It's Friday! Overheated

I'm cool right now but I expect to be a puddle of goo later. It's hot here (yay!) but that means my place also gets super hot. Seriously. All of our windows face south. So if it's in the mid 20's to low 30's (Celsius that is) my house is at least that if not hotter. And no air conditioning either. Really makes me glad to be able to go to work where there is air conditioning. Might have to start saving for next year to buy one of those portable air conditioners.

Other than that the week has been good. I've been able to get the credit card spending down. Just one purchase on it this week so that's good. I'm getting excited because next paycheque credit card #1 will be paid off!

Got new running shoes last night. Not for running just for casual wear. And my darling boyfriend insisted on paying for them. So that was a nice savings for me.

Low of the week just being tired from the heat. Not a super bad thing.

High of the week was payday! Getting closer to having one card with a zero balance.

Plans for the weekend work. Real exciting I know LOL. I do get Monday and Tuesday off which is nice. And seeing as the boyfriend has plans this weekend I really don't mind. Sometimes it's nice to have days off that aren't on the weekend.

How was your week?